{"id":3758,"date":"2025-09-23T16:16:36","date_gmt":"2025-09-23T19:16:36","guid":{"rendered":"https:\/\/overticeportal.com.br\/?p=3758"},"modified":"2025-09-23T16:16:39","modified_gmt":"2025-09-23T19:16:39","slug":"pl-relatado-por-eduardo-braga-garante-facilidade-para-trocar-de-banco-ao-receber-salario-ou-aposentadoria","status":"publish","type":"post","link":"https:\/\/portalam9.com.br\/?p=3758","title":{"rendered":"PL relatado por Eduardo Braga garante facilidade para trocar de banco ao receber sal\u00e1rio ou aposentadoria"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><em>Tempo de leitura: 2 minutos <\/em><\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u201cQuem trabalha, quem recebe aposentadoria, \u00e9 o verdadeiro dono do dinheiro. Ele tem o direito de escolher onde quer receber. Isso \u00e9 liberdade, \u00e9 concorr\u00eancia, \u00e9 transpar\u00eancia. E ainda ajuda a combater abusos\u201d, afirmou Braga.<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">A Comiss\u00e3o de Assuntos Econ\u00f4micos (CAE) do Senado aprovou nesta ter\u00e7a-feira (23\/9) o Projeto de Lei 4.871\/2024, de relatoria do senador Eduardo Braga (MDB-AM), que facilita para trabalhadores, aposentados e pensionistas decidirem em qual banco receber seus sal\u00e1rios ou benef\u00edcios.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Atualmente, para transferir o recebimento de valores para outro banco, o cliente precisa solicitar a portabilidade. A proposta torna esse processo autom\u00e1tico no momento em que o cliente, por exemplo, abre uma conta-sal\u00e1rio, eliminando burocracias. A medida tamb\u00e9m vale para benef\u00edcios previdenci\u00e1rios.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ao dar voto favor\u00e1vel ao projeto de lei, Eduardo Braga destacou que a mudan\u00e7a pode evitar fraudes e golpes contra clientes. Segundo ele, muitas vezes, as pessoas ficam \u201cpresas\u201d a um banco e acabam empurradas a empr\u00e9stimos consignados nada vantajosos.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">A lei tamb\u00e9m cria mais tr\u00eas benef\u00edcios:<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>D\u00e9bito autom\u00e1tico entre diferentes bancos: \u00e9 permitido o pagamento a partir de outra institui\u00e7\u00e3o financeira onde o cliente tenha saldo. N\u00e3o e obrigado a concentrar tudo no mesmo banco.<\/li>\n\n\n\n<li>Mais transpar\u00eancia nas taxas de juros: institui\u00e7\u00f5es ficam obrigadas a passar informa\u00e7\u00f5es claras, padronizadas e de f\u00e1cil compara\u00e7\u00e3o sobre todas as taxas de juros e custos em opera\u00e7\u00f5es de cr\u00e9dito. Assim, o cliente pode, de fato, entender as ofertas e tomar decis\u00f5es mais informadas, sem ser pego de surpresa por taxas embutidas.<\/li>\n\n\n\n<li>Linha de cr\u00e9dito especial com juros reduzidos: cria uma linha especial com taxas de juros reduzidas para os clientes<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">O PL 4.871\/2024 segue para vota\u00e7\u00e3o no plen\u00e1rio do Senado, com pedido de urg\u00eancia. A data ainda deve ser agendada.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tempo de leitura: 2 minutos \u201cQuem trabalha, quem recebe aposentadoria, \u00e9 o verdadeiro dono do<\/p>\n","protected":false},"author":3,"featured_media":3759,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26],"tags":[],"class_list":["post-3758","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-politica"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>PL relatado por Eduardo Braga garante facilidade para trocar de banco ao receber sal\u00e1rio ou aposentadoria - Portal Amazonas 9<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/portalam9.com.br\/?p=3758\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PL relatado por Eduardo Braga garante facilidade para trocar de banco ao receber sal\u00e1rio ou aposentadoria - 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